Finance

We are experts in offering van finance to customers across the UK. If you have had trouble getting a used van elsewhere, then give us a call to see if we can help. We can arrange flexible finance deals to suit most budgets.

Finance is often a major part of our customers’ van-buying journeys, so we have taken the necessary steps to offer some great packages as well as peace of mind. As a Financial Conduct Authority (FCA) registered dealership, we have developed relationships with a wide range of lenders nationwide for your convenience.

Van Finance Explained
There are three main types of finance deals that you might want to consider:

Hire Purchase (HP)
This is a loan secured against the vehicle itself. It’s a great choice for people who want to spread out the cost of their van. Typical HP deals involve a deposit, and the rest of the balance is paid in instalments, plus interest. Once you’ve paid your final instalment, you own the van outright.

Personal Contract Purchase (PCP)
This is a good option for those who like to change their van every few years but don’t want to pay a large sum each time. You will typically be asked to pay a deposit followed by monthly payments. At the end of the agreed period, for example, three years, you will have the option of paying the rest of the balance, returning the vehicle, or using any residual value on a deal with your next van.

Personal Leasing (Contract Hire)
Contract Hire deals are very much like the PCP deals described above; however, you won’t have the option to buy the van outright at the end of the deal.

So, whatever your credit history, we are in a position to create the perfect finance solution for you. Get in touch with a member of our friendly team to find out more.

HEGARTY COMMERCIALS LTD are trading as a credit broker and not a lender, and are authorised and regulated by the Financial Conduct Authority, firm reference 708872.

We can introduce you to a limited number of lenders, while providing details of finance products available. We will not charge you a fee for an introduction, but will typically receive a commission from the lender. Lender’s commissions may vary. The commission received does not influence the interest rate you will pay. For questions about commission, please speak to us. HEGARTY COMMERCIALS LTD, 14 COMMERCIAL ROAD, STROOD, Rochester, Kent, ME2 2AD.

Representative finance examples are for illustrative purposes only. Finance is subject to status and credit acceptance. Terms and conditions apply. Available to 18s and over & UK residents only. Guarantees and/or indemnities may be required. Excess mileage and damage charges may apply when the vehicle is returned.